Our Investment Service
FundSpectrum offers a powerful resource and procedure for financial success for the individual and professional investor. We provide clear information on when to Buy and when to Sell. Our daily report - Market Trend and Conditions -, will give concise and realistic information on the market environment. We supply a daily  "Fund Ranking and Selection" methodology that has been proven to work over the last 15 years. Our method of fund selection money and risk management, should give you full control over your portfolio.

Every day before the market opening we publish our current signal, market, fund and asset allocation reports on this web site. Once a signal has been issued, it remains in effect until a new signal invalidates it. We will send notification emails to our subscribers whenever a signal change occurs. In order to access the Current Signal page, you will need to subscribe to our service.

FundSpectrum Subscription delivers:

Market Timing Signal- industry leading buy & sell recommendations. Daily Market updates - to keep you aware of market changes. Investment Strategies - using our Ranking and Selection system. Portfolio Management - portfolio Optimization & Risk Management. Asset Allocation Guide - to help allocate your assets. Fund Tracking - daily update on ETF's, index- and mutual- funds. Growth - with High Reward and Low Risk investing. Support - our complete focus and commitment to help grow and protect your assets.

Equity growth at 8% vs. 25% annually.
What does a consistent approach, compounded over 20 years look like? Envision an annual return of 8% versus 25% over the next 20 years while investing either $5,000 or $20,000 initially. Comparing both cases, the difference between making 8% and 25% annually is immense.

• $5K / $20K compounded at  8% for 20 yrs  = $23,300  / $93,200.
• $5K / $20K compounded at 25% for 20 yrs = $433,700 / $1,734,700.

FundSpectrum's approach is geared towards 25-100% returns per year.



Mutual Fund Investments
Once you have become a FundSpectrum subscriber, you will need to decide what type of strategy to follow whenever our model issues a new signal. In order to help you with this task, we offer easy to understand fund selection and management tables. Based on the level of risk you are willing to take and the type of account you trade, you can select the funds that are best suited for you.

If you are using a retirement account such as an IRA or a 401(k), you can only fully implement "Long" strategies using mutual funds and stocks, as shorting stocks or buying them on margin is not allowed in such accounts. There is an attractive alternative though; a combination of index tracking mutual funds can be used to implement such "Short" strategies and provide shorting and margin-like returns in retirement accounts. Rydex, Profunds and Direxion offer fund families that are suitable for that purpose.

Mutual- and index- funds, in general, that would be most applicable to our Timing Model are those that attempt to match the performance of the Russell 2000 Index. Some of those funds are listed in our performance section.

These days, a number of funds at the top of ranking lists are closed to new investors. Good fund managers are protecting their performance records by keeping their funds small. Also, more and more funds now have early redemption fees (ERF), upwards of 2% for holding less than six months.
From our standpoint this is not a big issue, as there are a number of alternative strategies that one can implement to participate fully in top mutual fund investments, without incurring any redemption fees. A simple example: taking a 'hedge' position on a "sell" signal, you can switch between "long" and "short" index funds using a portion of the portfolio, and holding the mutual fund with the ERF. The mutual fund is then held through both up and down markets while the long and short index funds are traded with the signal.